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CA Insurance Commissioner Ricardo Lara issued a memorandum today listing zip codes added to the protected list under Senate Bill 824 which provides that “An insurer shall not cancel or refuse to renew … for one year”  in areas within or adjacent to a delcared state of emergency.  A substantial number of zip codes were added for a year starting in either August or September 2020 based on the many delcared wildfire emergencies this year.   You can get the details and see if your zip code is included here:  Bulletin-2020-11-Mandatory-Moratorium-on-Cancellations-and-Non-Renewals-of-Policies-of-Residential-Property-Insurance-After-the-Declaration-of-a-State-of-Emergency.